Lease To Own in Michigan

Make Your Home Purchase Possible Today!

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Are you working to fix your credit?

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Have you been employed for less than a year or own your business?

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Have you had a short sale, bankruptcy or foreclosure?

No Problem! With our Lease To Own (a.k.a Rent To Own) program, we can help you purchase your dream house in 1-2 years!

Rent To Own Homes in Michigan

How Does It Work?

If you answered yes to any of these questions then you understand it’s difficult to obtain a mortgage today. If you need additional time to work on improving your situation but want the opportunity of ownership today, then the lease with an option to purchase is your perfect opportunity.

Step 1 - Apply

After you’ve found your dream home, you can apply through our site. It’s fast and easy!

Step 2 - Rent

Improve your credit and stash your cash during the lease period as you make payments on ouy monthly lease program. 

Step 3 - Buy

After the lease period is up (typically 1-2 years), with improved credit, you can complete your purchase and officially obtain financing to buy your dream home.

What Is A Rent To Own Program?

Frequently Asked Questions

How is Rent-To-Own Different From A Normal Rental?

Rent to Own is a way to help you get started toward BUYING your own home. You’ll get to live in your dream home while you make monthly payments, improve your credit and set yourself up to purchase your home.

What Is The Option Fee?

The option fee is a non-refundable deposit that gives you sole right to purchase the property for the duration of your lease program (typically 1-3 years). 

The option fee is usually 3-5% of the purchase price. 

How Is The Price Of The Home Determined?

The price of the home is typically determined by market value and comparable sales. This price is locked in at the time of signing your lease program agreement.

Can I Buy A Home With Bad Credit?

You can’t through conventional lenders, but you can with our help! Through our Lease Option Program, we can help you improve your credit over time. We are not extremely interested in your past credit status, but rather working with you to improve your credit standing now. Your ability to make reasonable monthly payments and your desire to be a homeowner are important to us.

Is The Process Complicated?

Not at all! In fact, it’s very similar to renting. Once your find your dream home, you’ll have to go through a brief application process and pay your option fee. After that, you’ll simply make monthly payments based on market rent, and work our credit improvement team to put yourself on the fast track to purchasing your dream home. 

How Do I Get Started?

Give us a call at 586-307-4330 or fill out our contact form on this page and we’ll reach out to you within 24 hours!

Application Criteria

  1. Minimum household income of $45,000 or more
  2. Stable employment (6-Months Plus OR Job Offer Letter)
  3. No major felony convictions
  4. No previous felony convictions
  5. Credit Score of at least a 550
  6. No new collections in the last 6 months (exception: Medical)
  7. Chapter 7 Bankruptcies must be discharged (if applicable)
  8. Chapter 13 Bankruptcies must be on a payment plan with payments made on time (if applicable)
  9. Must have approximately five to six weeks available to compete the process from application to move in
  10. Up to 3 Pet(s) allowed 

Get Started On Your Home Purchase

We have homes available now for our lease option program. Contact us today to discuss terms, the next steps and your dream home criteria. 

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